Dear dead guy: Would you like a 0% credit card with 95% APR universal default triggers (i.e., late on your water bill = default rate on your wholly unrelated credit card )?
He Has Been Dead for Five Years. WTF? Why not?
Dear He Has Been Dead for Five Years: Guess we can’t after all, since evidently Mr. He Has Been Dead for Five Years does not have a credit history.
Idiots.